Credit Reports Matter is an online subscription service that gives you unlimited access to reporting tools that are used by financial institutions and other companies to assess you as a potential user of their services.
Your tools include access to your credit report and score, your dark web report, a loan affordability tool and alerts by email of any changes to your reports.  Helping you manage and protect your credit profile and your identity.


We are not accepting any new customers to this service. If you are interested in using our other service please visit: www.scoresmatter.co.uk.

Start Now & Get your Full Reports

How it Works

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VERIFY YOUR IDENTITY

If you haven't already, login to your account and follow the onscreen instructions to verify your ID to get unlimited access to your credit report & score.

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CONNECT YOUR BANK ACCOUNT 

Get a breakdown of your bank account transactions and use the loan affordability tool to get an indication of what you could afford.

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REVIEW YOUR DARK WEB SCAN

Your dark web scan is ready to view at any time and is updated in real time- letting you know if any of your personal data is at risk.

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UNLIMITED ACCESS

You have unlimited online access to your reports.

Why Your Reports Matter

Check What's Important
You may not have noticed your spending habits, but your bank has. They can quickly assess you based on your spending. See what your spending habits are by connecting your bank account with Credit Reports Matter.

Protect Your Credit
Your Credit report is a reflection of all your credit and it changes regularly. Monitoring your report enables you to protect your credit, guard against ID theft and fraud, and also gives you the opportunity to correct any errors that may be present on your report.

Dark Web Threat
With the increasing sophistication of online fraud and the impact of data breaches over the years, your personal data may be available on the dark web for criminals to use for identity theft. Monitoring your Dark Web Scan will show you which of your personal data has been found on the dark web, allowing you to take action to protect your information.

We are not accepting any new customers to this service. If you are interested in using our other service please visit: www.scoresmatter.co.uk.

© Copyright 2025. All rights reserved.

Credit Reports Matter is a trading name of ScoresMatter Limited. ScoresMatter Limited is not a credit reference agency or debt advisory agency.

ScoresMatter Limited, is a company registered in England and Wales, registration number 7686022 and having its registered office at Building 1, Chalfont Park, Gerrards Cross, Buckinghamshire, SL9 0BG

Credit report and scores are provided by TransUnion International UK Limited, and is authorised and regulated by the Financial Conduct Authority Firm Reference Number: 737740.

ScoresMatter Limited is authorised and regulated by the Financial Conduct Authority for its activity of providing credit information services (i.e. access to your credit report and score), Firm Reference Number: 730722 and also registered under the Payment Services Regulations 2017 as an Account Information Services Provider (Firm Reference Number: 994744). You can check these details at: New Register.

†Access to Credit Reports Matter membership is instant; some members may need additional verification to access their credit report.